1203 Bottom Creek LnBent MountainVA24059
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1203 Bottom Creek Ln, Bent Mountain, VA, 24059 in Bent Mountain at $250,000 earns $1,606/mo in rent and nets $111/mo after the $1,124/mo payment, a 7.71% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.43 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $101,797.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $111 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,606 |
| Total Monthly Debt Service | $1,395 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1934
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24059, Bent Mountain, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 434 (100%) |
| Owner Occupied HU | 352 (81.1%) |
| Renter Occupied HU | 42 ( 9.7%) |
| Vacant Housing Units | 40 ( 9.2%) |
| Median Home Value | $490,476 |
| Average Home Value | $837,138 |
Housing Distribution
Address Breakdown
Residential
447
Single Family
447
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1934
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24059, Bent Mountain, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 434 (100%) |
| Owner Occupied HU | 352 (81.1%) |
| Renter Occupied HU | 42 ( 9.7%) |
| Vacant Housing Units | 40 ( 9.2%) |
| Median Home Value | $490,476 |
| Average Home Value | $837,138 |
Housing Distribution
Address Breakdown
Residential
447
Single Family
447
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DION NICHOLS-LEGRAND • NEST REALTY ROANOKE
Mls Name: RVAR
Mls ID: #923709