12022 Stoney BridgeSan AntonioTX78247
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 12022 Stoney Bridge, San Antonio, TX, 78247 in San Antonio. At $219,995 it earns $1,796/mo in rent and distributes $212/mo to the owner after the $989/mo payment, a consistent 9.8% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $60,781 in value; $2,026/yr in principal paydown compounds ownership stake. Total projected return: $99,253.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.8% |
| Monthly Cash Flow | $212 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,796 |
| Total Monthly Debt Service | $1,477 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
4,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78247, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,458 (100%) |
| Owner Occupied HU | 14,570 (71.2%) |
| Renter Occupied HU | 4,984 (24.4%) |
| Vacant Housing Units | 904 ( 4.4%) |
| Median Home Value | $288,153 |
| Average Home Value | $311,390 |
Housing Distribution
Address Breakdown
Residential
19,550
Single Family
16,791
Multi-Family
2,759
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
4,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78247, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,458 (100%) |
| Owner Occupied HU | 14,570 (71.2%) |
| Renter Occupied HU | 4,984 (24.4%) |
| Vacant Housing Units | 904 ( 4.4%) |
| Median Home Value | $288,153 |
| Average Home Value | $311,390 |
Housing Distribution
Address Breakdown
Residential
19,550
Single Family
16,791
Multi-Family
2,759
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1949885