12022 207th StLakewoodCA90715
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 12022 207th St, Lakewood, CA, 90715 in Lakewood offers a clean, manageable entry. Rental yield 7.02%. DSCR 1.30 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $216,052 in additional property value over five years, with $7,202/yr in principal equity building ownership stake. Total projected cumulative return: $279,504.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.2% |
| Monthly Cash Flow | $(264) | $300 |
City averages based on Lakewood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,573 |
| Total Monthly Debt Service | $4,526 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
5,203 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90715, Lakewood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,548 (100%) |
| Owner Occupied HU | 3,284 (50.2%) |
| Renter Occupied HU | 3,123 (47.7%) |
| Vacant Housing Units | 141 ( 2.2%) |
| Median Home Value | $729,077 |
| Average Home Value | $828,818 |
Housing Distribution
Address Breakdown
Residential
6,472
Single Family
4,630
Multi-Family
1,842
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
5,203 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90715, Lakewood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,548 (100%) |
| Owner Occupied HU | 3,284 (50.2%) |
| Renter Occupied HU | 3,123 (47.7%) |
| Vacant Housing Units | 141 ( 2.2%) |
| Median Home Value | $729,077 |
| Average Home Value | $828,818 |
Housing Distribution
Address Breakdown
Residential
6,472
Single Family
4,630
Multi-Family
1,842
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nurimar Larco • C-21 Astro
Mls Name: CRMLS
Mls ID: #RS26017326