1202 SW Nagona LnLees SummitMO64082
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1202 SW Nagona Ln, Lees Summit, MO, 64082 in Lees Summit is narrow, $22/mo net on $2,828/mo rent after the $1,956/mo debt service, but the property operates at break-even-plus, not a loss. At $435,000 with a 7.8% yield, the long-run equity case via 5% appreciation ($120,182 over five years) and $4,006/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.45 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $172,651.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.5% |
| Monthly Cash Flow | $22 | $450 |
City averages based on Lees Summit market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,828 |
| Total Monthly Debt Service | $2,536 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64082, Lees Summit, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,912 (100%) |
| Owner Occupied HU | 5,820 (84.2%) |
| Renter Occupied HU | 915 (13.2%) |
| Vacant Housing Units | 177 ( 2.6%) |
| Median Home Value | $389,098 |
| Average Home Value | $408,603 |
Housing Distribution
Address Breakdown
Residential
7,178
Single Family
6,643
Multi-Family
535
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64082, Lees Summit, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,912 (100%) |
| Owner Occupied HU | 5,820 (84.2%) |
| Renter Occupied HU | 915 (13.2%) |
| Vacant Housing Units | 177 ( 2.6%) |
| Median Home Value | $389,098 |
| Average Home Value | $408,603 |
Housing Distribution
Address Breakdown
Residential
7,178
Single Family
6,643
Multi-Family
535
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy Duncan • ReeceNichols - Lees Summit
Mls Name: HKMMLS as distributed by MLS GRID
Mls ID: #2558817