12012 Old Mesquite WayEl PasoTX79934
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 12012 Old Mesquite Way, El Paso, TX, 79934 in El Paso speaks for itself: 15.35% gross on a $265,000 price, generating $3,390/mo in rent and $1,266/mo in net income after the $1,192/mo debt service. DSCR 2.84, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $15,191 stacks alongside $73,215 in projected five-year appreciation and $2,441/yr in principal reduction. Projected total cumulative return: $184,027.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 5.8% |
| Monthly Cash Flow | $1,266 | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,390 |
| Total Monthly Debt Service | $2,019 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79934, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,048 (100%) |
| Owner Occupied HU | 6,736 (61.0%) |
| Renter Occupied HU | 3,784 (34.3%) |
| Vacant Housing Units | 528 ( 4.8%) |
| Median Home Value | $221,503 |
| Average Home Value | $230,166 |
Housing Distribution
Address Breakdown
Residential
10,451
Single Family
9,828
Multi-Family
623
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79934, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,048 (100%) |
| Owner Occupied HU | 6,736 (61.0%) |
| Renter Occupied HU | 3,784 (34.3%) |
| Vacant Housing Units | 528 ( 4.8%) |
| Median Home Value | $221,503 |
| Average Home Value | $230,166 |
Housing Distribution
Address Breakdown
Residential
10,451
Single Family
9,828
Multi-Family
623
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices