1200 Harbor LnCutchogueNY11935








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cutchogue at 1200 Harbor Ln, Cutchogue, NY, 11935 at $1,249,000 posts ROI 8.76% with from $4,424/mo rent. Total monthly income equals $4,424/mo. Return on cash invested measures 8.76% and rental yield reads 4.25% at the current $1,249,000. Equity gained on principal adds $8,060/yr, and 5% annual appreciation supports $345,076 by year five. Five-year ROI prints 43.6% and total cumulative return in cash totals $176,423. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $4,424/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1966
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11935, Cutchogue, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,200 (100%) |
| Owner Occupied HU | 1,239 (56.3%) |
| Renter Occupied HU | 232 (10.5%) |
| Vacant Housing Units | 729 (33.1%) |
| Median Home Value | $895,566 |
| Average Home Value | $1,073,107 |
Housing Distribution
Address Breakdown
Residential
1,714
Single Family
1,714
Multi-Family
0
Businesses
225
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