120 Yates StMount Holly SpringsPA17065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow120 Yates St, Mount Holly Springs, PA, 17065 in Mount Holly Springs earns its strong cash-flow label: 11.07% yield, $2,951/mo rent, $855/mo net income, DSCR 2.05. The $319,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $88,382 by year five. Combined with $2,946/yr in principal paydown, total projected return reaches $176,855.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $855 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,951 |
| Total Monthly Debt Service | $1,969 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17065, Mount Holly Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,896 (100%) |
| Owner Occupied HU | 1,442 (76.1%) |
| Renter Occupied HU | 381 (20.1%) |
| Vacant Housing Units | 73 ( 3.9%) |
| Median Home Value | $284,266 |
| Average Home Value | $333,471 |
Housing Distribution
Address Breakdown
Residential
1,783
Single Family
1,766
Multi-Family
17
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17065, Mount Holly Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,896 (100%) |
| Owner Occupied HU | 1,442 (76.1%) |
| Renter Occupied HU | 381 (20.1%) |
| Vacant Housing Units | 73 ( 3.9%) |
| Median Home Value | $284,266 |
| Average Home Value | $333,471 |
Housing Distribution
Address Breakdown
Residential
1,783
Single Family
1,766
Multi-Family
17
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PACB2054008