120 Westgate DrWilliamsCA95987
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.49% yield at 120 Westgate Dr, Williams, CA, 95987 in Williams is solid, but the $1,797/mo payment compresses net cash flow to $22/mo at $399,600. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $110,402 by year five, and $3,680/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $152,926.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.5% |
| Monthly Cash Flow | $22 | $1,200 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,494 |
| Total Monthly Debt Service | $2,313 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95987, Williams, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,229 (100%) |
| Owner Occupied HU | 1,173 (52.6%) |
| Renter Occupied HU | 766 (34.4%) |
| Vacant Housing Units | 290 (13.0%) |
| Median Home Value | $420,092 |
| Average Home Value | $530,776 |
Housing Distribution
Address Breakdown
Residential
1,011
Single Family
914
Multi-Family
97
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95987, Williams, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,229 (100%) |
| Owner Occupied HU | 1,173 (52.6%) |
| Renter Occupied HU | 766 (34.4%) |
| Vacant Housing Units | 290 (13.0%) |
| Median Home Value | $420,092 |
| Average Home Value | $530,776 |
Housing Distribution
Address Breakdown
Residential
1,011
Single Family
914
Multi-Family
97
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Antonio Rubio • Better Homes Realty
Mls Name: MetroList Services of CA
Mls ID: #226009950