120 VIDALIA RIDGE RoadSaint AugustineFL32084




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Augustine at 120 VIDALIA RIDGE Road, Saint Augustine, FL, 32084 with 5% annual appreciation on a $225,000 basis while $2,232/mo rent supports operations. Total monthly income totals $2,232/mo and a $1,101/mo payment preserves $612/mo for cash returns. Annual cash flow comes to $7,345/yr on $74,588 deployed, and return on cash invested reaches 29.76% in year one. Equity gained on principal adds $1,452/yr, and five-year appreciation sums $62,163 alongside rental yield of 11.9%. Five-year ROI measures 157.04% and total cumulative return in cash totals $117,129.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,232/mo property income versus a $1,101/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Townhouse
Built in 2024
1,306 sqft lot
$N/A/sqft
$127 monthly HOA
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Listed by: DEBORA MCCARTY • WATSON REALTY CORP
Mls Name: realMLS
Mls Provider:
Mls ID: #2081469
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.








