120 Summerfield, Dry Ridge, KY, 41035 | $234/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Dry Ridge at 120 Summerfield, Dry Ridge, KY, 41035 with 5% annual appreciation on a $300,000 basis while $2,059/mo rent supports operations. Total monthly income totals $2,059/mo and a $1,468/mo payment preserves $234/mo for cash returns. Annual cash flow comes to $2,802/yr on $99,450 deployed, and return on cash invested reaches 22.73% in year one. Equity gained on principal adds $1,936/yr, and five-year appreciation sums $82,884 alongside rental yield of 8.24%. Five-year ROI measures 117.84% and total cumulative return in cash totals $117,192.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,059/mo property income versus a $1,468/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2022

9,147 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 41035, Dry Ridge, KY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,601 (100%)
Owner Occupied HU	3,173 (69.0%)
Renter Occupied HU	1,026 (22.3%)
Vacant Housing Units	402 ( 8.7%)
Median Home Value	$226,293
Average Home Value	$247,191