120 Sleepy Oaks DriveKingslandTX78639
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Kingsland at 120 Sleepy Oaks Drive, Kingsland, TX, 78639 projects strong ROI of -4.79%. Rental yield 0.78%. With 5% annual appreciation, the property builds $662,799 in value over five years. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 6.2% |
| Monthly Cash Flow | $(15,500) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $16,105 |
| DSCR Ratio | 0.10x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78639, Kingsland, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,862 (100%) |
| Owner Occupied HU | 3,061 (52.2%) |
| Renter Occupied HU | 1,088 (18.6%) |
| Vacant Housing Units | 1,713 (29.2%) |
| Median Home Value | $322,823 |
| Average Home Value | $453,524 |
Housing Distribution
Address Breakdown
Residential
4,516
Single Family
4,337
Multi-Family
179
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78639, Kingsland, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,862 (100%) |
| Owner Occupied HU | 3,061 (52.2%) |
| Renter Occupied HU | 1,088 (18.6%) |
| Vacant Housing Units | 1,713 (29.2%) |
| Median Home Value | $322,823 |
| Average Home Value | $453,524 |
Housing Distribution
Address Breakdown
Residential
4,516
Single Family
4,337
Multi-Family
179
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices