120 Ronald RdSaint AugustineFL32095
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Saint Augustine at 120 Ronald Rd, Saint Augustine, FL, 32095 priced at $179,000 converts $1,521/mo rent into $333/mo cash flow after a $876/mo obligation. Total monthly income equals $1,521/mo, and annual cash flow totals $3,999/yr on $59,339 invested. Return on cash invested prints 26.65% in year one, and rental yield reads 10.2% against a $179,000 entry. Equity gained on principal adds $1,155/yr, while 5% annual appreciation compiles into $49,454 by year five. Five-year ROI reaches 139.6% and total cumulative return in cash sums $82,839. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,521/mo property income covering a $876/mo payment, not borrower’s personal income.
Manufactured
Built in 1984
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32095, Saint Augustine, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,370 (100%) |
| Owner Occupied HU | 7,845 (69.0%) |
| Renter Occupied HU | 1,719 (15.1%) |
| Vacant Housing Units | 1,806 (15.9%) |
| Median Home Value | $547,345 |
| Average Home Value | $705,162 |
Housing Distribution
Address Breakdown
Residential
9,328
Single Family
9,172
Multi-Family
156
Businesses
479
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Listed by: Noah Bailey • Keller Williams St Augustine
Mls Name: St Augustine St Johns County BOR
Mls Provider:
Mls ID: #250148
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. 2025 St Augustine & St. Johns County Board of REALTORS. All rights reserved.