120 Red Mountain CtPatagoniaAZ85624
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.74% gross rental yield, 120 Red Mountain Ct, Patagonia, AZ, 85624 in Patagonia is priced for capital growth, not immediate cash flow. The $729,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $201,409 by year five, with $6,714/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.06) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $217,641.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(905) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,487 |
| Total Monthly Debt Service | $4,102 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
4.13 Acres lot
$N/A/sqft
$32 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85624, Patagonia, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 885 (100%) |
| Owner Occupied HU | 486 (54.9%) |
| Renter Occupied HU | 111 (12.5%) |
| Vacant Housing Units | 288 (32.5%) |
| Median Home Value | $370,455 |
| Average Home Value | $409,429 |
Housing Distribution
Address Breakdown
Residential
131
Single Family
131
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
4.13 Acres lot
$N/A/sqft
$32 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85624, Patagonia, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 885 (100%) |
| Owner Occupied HU | 486 (54.9%) |
| Renter Occupied HU | 111 (12.5%) |
| Vacant Housing Units | 288 (32.5%) |
| Median Home Value | $370,455 |
| Average Home Value | $409,429 |
Housing Distribution
Address Breakdown
Residential
131
Single Family
131
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda Zamudio • BIG REALTY Solutions, LLC
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22429220
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