120 Radley St, Battle Creek, MI, 49017 | $475/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Battle Creek at 120 Radley St, Battle Creek, MI, 49017 offers $1,134/mo rent that, after a $489/mo payment, leaves $475/mo cash flow. Total monthly income is $1,134/mo, and annual cash flow is $5,700/yr on $33,150 cash. Return on cash invested measures 37.1% in year one, and rental yield stands at 13.61% at a $100,000 entry. Equity gained on principal adds $645/yr while 5% annual appreciation compounds into $27,628 by year five. Five-year ROI records 195.56% and total cumulative return in cash reaches $64,828. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,134/mo property income versus a $489/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1910

2,613 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49017, Battle Creek, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,526 (100%)
Owner Occupied HU	6,408 (67.3%)
Renter Occupied HU	2,282 (24.0%)
Vacant Housing Units	836 ( 8.8%)
Median Home Value	$164,086
Average Home Value	$199,413