120 N Stillman StPensacolaFL32505








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pensacola at 120 N Stillman St, Pensacola, FL, 32505 with 5% annual appreciation on a $174,000 basis while $1,694/mo rent supports operations. Total monthly income totals $1,694/mo and a $852/mo payment preserves $539/mo for cash returns. Annual cash flow comes to $6,467/yr on $57,681 deployed, and return on cash invested reaches 31.12% in year one. Equity gained on principal adds $1,123/yr, and five-year appreciation sums $48,073 alongside rental yield of 11.68%. Five-year ROI measures 163.55% and total cumulative return in cash totals $94,337.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,694/mo property income versus a $852/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1953
8,424 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32505, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,437 (100%) |
| Owner Occupied HU | 5,605 (45.1%) |
| Renter Occupied HU | 5,022 (40.4%) |
| Vacant Housing Units | 1,810 (14.6%) |
| Median Home Value | $116,009 |
| Average Home Value | $194,432 |
Housing Distribution
Address Breakdown
Residential
11,818
Single Family
11,047
Multi-Family
771
Businesses
1,292
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