120 N Baldwin StJohnson CityNY13790








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Johnson City at 120 N Baldwin St, Johnson City, NY, 13790 at $105,000 posts ROI 23.59% with $107/mo cash flow from $808/mo rent. Total monthly income equals $808/mo, and annual cash flow records $1,281/yr on $34,808 to close. Return on cash invested measures 23.59% and rental yield reads 9.23% at the current $105,000. Equity gained on principal adds $678/yr, and 5% annual appreciation supports $29,010 by year five. Five-year ROI prints 123.25% and total cumulative return in cash totals $42,902.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $808/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1980
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13790, Johnson City, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,406 (100%) |
| Owner Occupied HU | 4,215 (44.8%) |
| Renter Occupied HU | 3,857 (41.0%) |
| Vacant Housing Units | 1,334 (14.2%) |
| Median Home Value | $129,675 |
| Average Home Value | $196,243 |
Housing Distribution
Address Breakdown
Residential
8,061
Single Family
7,107
Multi-Family
954
Businesses
662
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Listed by: Dorreen V Manley • CENTURY 21/JACKSON REAL ESTATE
Mls Name: GBMLS
Mls ID: #332679







