120 Holley CirOxfordAL36203








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Oxford at 120 Holley Cir, Oxford, AL, 36203 priced at $239,900 converts $1,500/mo rent into $146/mo cash flow after a $1,174/mo obligation. Total monthly income equals $1,500/mo, and annual cash flow totals $1,753/yr on $79,527 invested. Return on cash invested prints 22.11% in year one, and rental yield reads 7.5% against a $239,900 entry. Equity gained on principal adds $1,548/yr, while 5% annual appreciation compiles into $66,280 by year five. Five-year ROI reaches 113.99% and total cumulative return in cash sums $90,655. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,500/mo property income covering a $1,174/mo payment, not borrower’s personal income.
Single Family
Built in 2002
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36203, Oxford, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,285 (100%) |
| Owner Occupied HU | 5,430 (65.5%) |
| Renter Occupied HU | 2,146 (25.9%) |
| Vacant Housing Units | 709 ( 8.6%) |
| Median Home Value | $192,460 |
| Average Home Value | $243,739 |
Housing Distribution
Address Breakdown
Residential
8,023
Single Family
7,886
Multi-Family
137
Businesses
1,015
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