120 E Pearl StPottervilleMI48876
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 120 E Pearl St, Potterville, MI, 48876 in Potterville. At $209,000 it earns $1,622/mo in rent and distributes $244/mo to the owner after the $940/mo payment, a consistent 9.31% yield. DSCR 1.73 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $57,743 in value; $1,925/yr in principal paydown compounds ownership stake. Total projected return: $95,306.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.8% |
| Monthly Cash Flow | $244 | $850 |
City averages based on Potterville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,622 |
| Total Monthly Debt Service | $1,295 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Greater Lansing AOR
Mls ID: #296504