120 Cotton LnMonroevilleAL36460








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monroeville at 120 Cotton Ln, Monroeville, AL, 36460 listed at $374,900 pairs $2,443/mo rent with a $1,835/mo payment to leave $327/mo cash flow. Total monthly income runs $2,443/mo, and annual cash flow reaches $3,922/yr on $124,279 cash to close. Return on cash invested measures 23.06% in year one, and rental yield registers 7.82% at a $374,900 basis. Equity gained on principal adds $2,419/yr, and annual property appreciation at 5% supports $103,578 by year five. Five-year ROI tracks 119.05% and total cumulative return in cash totals $147,955. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,443/mo property income relative to a $1,835/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2006
1.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36460, Monroeville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,919 (100%) |
| Owner Occupied HU | 2,845 (57.8%) |
| Renter Occupied HU | 1,296 (26.3%) |
| Vacant Housing Units | 778 (15.8%) |
| Median Home Value | $172,455 |
| Average Home Value | $206,851 |
Housing Distribution
Address Breakdown
Residential
4,271
Single Family
3,954
Multi-Family
317
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Diane Simmons • OMNI AGENCY
Mls Name: Monroe County BOR
Mls Provider:
Mls ID: #17425
Disclaimer: Copyright Monroe County Real Estate Association, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








