120 Cottage StRochesterNY14608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $1,705/mo, and a $2,692/mo payment. Purchase price stands at $550,000, and rental yield measures 3.72% with $1,705/mo rent. Return on cash invested shows 7.01% in year one, and 5% annual appreciation builds toward $151,955 over five years. Five-year ROI reaches 34.3% and total cumulative return in cash records $62,074. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,705/mo property income covering a $2,692/mo payment rather than investor’s personal income.
Single Family
Built in 1890
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14608, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,732 (100%) |
| Owner Occupied HU | 1,103 (16.4%) |
| Renter Occupied HU | 4,824 (71.7%) |
| Vacant Housing Units | 805 (12.0%) |
| Median Home Value | $161,563 |
| Average Home Value | $208,960 |
Housing Distribution
Address Breakdown
Residential
5,303
Single Family
4,100
Multi-Family
1,203
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices