120 Clyde StHarrogateTN37752








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Harrogate at 120 Clyde St, Harrogate, TN, 37752 earns $512/mo cash flow from $1,320/mo rent with a $661/mo payment. Total monthly income totals $1,320/mo, and annual cash flow totals $6,140/yr on $44,753 capital. ROI tracks 33.63% on current figures, and rental yield reads 11.73% at a $135,000 purchase. Equity gained on principal adds $871/yr, and 5% annual appreciation supports $37,298 over five years. Five-year ROI reaches 176.2% and total cumulative return in cash sums $78,853. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,320/mo property income instead of your personal income.
Single Family
Built in 1946
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37752, Harrogate, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,923 (100%) |
| Owner Occupied HU | 1,826 (62.5%) |
| Renter Occupied HU | 701 (24.0%) |
| Vacant Housing Units | 396 (13.5%) |
| Median Home Value | $193,925 |
| Average Home Value | $269,654 |
Housing Distribution
Address Breakdown
Residential
2,554
Single Family
2,554
Multi-Family
0
Businesses
196
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