120 Alackness RdSpring CityPA19475
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 120 Alackness Rd, Spring City, PA, 19475 in Spring City. Rental yield 4.55%. At $999,999 with 4.55% gross yield, current distributions are modest, but the 5% appreciation rate projects $276,281 in new equity by year five, complemented by $9,210/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.84) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $203,214.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.2% |
| Monthly Cash Flow | $(2,758) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,794 |
| Total Monthly Debt Service | $6,155 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1840
11.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19475, Spring City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,048 (100%) |
| Owner Occupied HU | 3,469 (68.7%) |
| Renter Occupied HU | 1,388 (27.5%) |
| Vacant Housing Units | 191 ( 3.8%) |
| Median Home Value | $471,418 |
| Average Home Value | $503,147 |
Housing Distribution
Address Breakdown
Residential
4,899
Single Family
4,564
Multi-Family
335
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1840
11.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19475, Spring City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,048 (100%) |
| Owner Occupied HU | 3,469 (68.7%) |
| Renter Occupied HU | 1,388 (27.5%) |
| Vacant Housing Units | 191 ( 3.8%) |
| Median Home Value | $471,418 |
| Average Home Value | $503,147 |
Housing Distribution
Address Breakdown
Residential
4,899
Single Family
4,564
Multi-Family
335
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mariel Gniewoz • Keller Williams Real Estate-Montgomeryville
Mls Name: Bright MLS
Mls ID: #PACT2112488