120 Academy St, Secretary, MD, 21664 | 3.77% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
3 Bath
- sft

2903 Ram Rd, Cambridge, MD, 21613

3 Bed
2 Bath
1456 sft

2631 Rebecca Ln, Cambridge, MD, 21613

3 Bed
1 Bath
720 sft

26042 Line Rd, Denton, MD, 21629

3 Bed
2 Bath
1120 sft

5284 White Deer Rd, Delmar, DE, 19940

Nearby investment properties with comparable prices

3 Bed
3 Bath
1542 sft

316 Appleby School Rd HOMESITE 12, Cambridge, MD, 21613

3 Bed
3 Bath
1557 sft

2500 Boeing Way HOMESITE 319, Cambridge, MD, 21613

3 Bed
1 Bath
1284 sft

2766 Veterans Dr, Federalsburg, MD, 21632

4 Bed
2 Bath
1560 sft

722 Rose Tree Ln, Seaford, DE, 19973

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Total monthly income runs $1,098/mo, and a $1,713/mo payment. Purchase price stands at $349,900, and rental yield measures 3.77% with $1,098/mo rent. Return on cash invested shows 8.75% in year one, and 5% annual appreciation builds toward $96,671 over five years. Five-year ROI reaches 43.05% and total cumulative return in cash records $49,938. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,098/mo property income covering a $1,713/mo payment rather than investor’s personal income.

Single Family

Built in N/A

0.31 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21664, Secretary, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	133 (100%)
Owner Occupied HU	93 (69.9%)
Renter Occupied HU	11 ( 8.3%)
Vacant Housing Units	29 (21.8%)
Median Home Value	$262,500
Average Home Value	$243,898