12 Windward Way UNIT 320CutlerME04626
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play12 Windward Way UNIT 320, Cutler, ME, 04626 in Cutler is priced for appreciation, not yield. Rental yield 0%. At $140,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $38,679 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.0% |
| Monthly Cash Flow | $0 | $300 |
City averages based on Cutler market data in our database. Property projections are estimates.
Condo
Built in 1960
31 Acres lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04626, Cutler, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 366 (100%) |
| Owner Occupied HU | 185 (50.5%) |
| Renter Occupied HU | 32 ( 8.7%) |
| Vacant Housing Units | 149 (40.7%) |
| Median Home Value | $200,893 |
| Average Home Value | $237,595 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1960
31 Acres lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04626, Cutler, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 366 (100%) |
| Owner Occupied HU | 185 (50.5%) |
| Renter Occupied HU | 32 ( 8.7%) |
| Vacant Housing Units | 149 (40.7%) |
| Median Home Value | $200,893 |
| Average Home Value | $237,595 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • Points East Real Estate
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1619774
Disclaimer: Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. 2025 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity. Zillow Inc. 415 Congress St #202 Portland, ME 04101 (207) 220-3782