12 Walker RdCartersvilleGA30121
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.77% yield at 12 Walker Rd, Cartersville, GA, 30121 in Cartersville is solid, but the $1,792/mo payment compresses net cash flow to $156/mo at $398,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $110,098 by year five, and $3,670/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.44) without U.S. income documentation. Total projected return: $160,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $156 | $350 |
City averages based on Cartersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,581 |
| Total Monthly Debt Service | $2,267 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30121, Cartersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,104 (100%) |
| Owner Occupied HU | 6,112 (50.5%) |
| Renter Occupied HU | 4,948 (40.9%) |
| Vacant Housing Units | 1,044 ( 8.6%) |
| Median Home Value | $322,007 |
| Average Home Value | $349,513 |
Housing Distribution
Address Breakdown
Residential
10,441
Single Family
8,701
Multi-Family
1,740
Businesses
618
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30121, Cartersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,104 (100%) |
| Owner Occupied HU | 6,112 (50.5%) |
| Renter Occupied HU | 4,948 (40.9%) |
| Vacant Housing Units | 1,044 ( 8.6%) |
| Median Home Value | $322,007 |
| Average Home Value | $349,513 |
Housing Distribution
Address Breakdown
Residential
10,441
Single Family
8,701
Multi-Family
1,740
Businesses
618
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lamar Farr • Keller Williams Northwest
Mls Name: GAMLS
Mls ID: #10585668