12 Valerie LaneWatervilleME04901








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Waterville at 12 Valerie Lane, Waterville, ME, 04901 offers a 9.07% rental yield on a $109,000 purchase with $824/mo rent. Total monthly income registers $824/mo, and a $534/mo payment leaves $136/mo available for distribution. Annual cash flow reaches $1,627/yr on $36,134 to close, and return on cash invested stands at 24.41% in year one. Equity gained on principal adds $703/yr while 5% annual appreciation supports $30,115 over five years. Portfolio math shows five-year ROI at 127.25% and total cumulative return in cash at $45,982. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $824/mo property income against a $534/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04901, Waterville, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,740 (100%) |
| Owner Occupied HU | 7,081 (55.6%) |
| Renter Occupied HU | 4,624 (36.3%) |
| Vacant Housing Units | 1,035 ( 8.1%) |
| Median Home Value | $219,128 |
| Average Home Value | $243,970 |
Housing Distribution
Address Breakdown
Residential
11,552
Single Family
10,471
Multi-Family
1,081
Businesses
922
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Listed by: N/A • Summit Real Estate
Mls Name: Maine Listings
Mls ID: #1641139







