12 Stella DrWeymouthMA02188
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12 Stella Dr, Weymouth, MA, 02188 in Weymouth earns a respectable 10.62% gross yield at $300,000, but after the $1,422/mo mortgage the net cash flow is $99/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.87) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $82,884 over five years, making equity the dominant return driver. Total projected return: $117,516.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 4.8% |
| Monthly Cash Flow | $99 | $1,850 |
City averages based on Weymouth market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,654 |
| Total Monthly Debt Service | $2,510 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02188, Weymouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,367 (100%) |
| Owner Occupied HU | 3,833 (52.0%) |
| Renter Occupied HU | 3,193 (43.3%) |
| Vacant Housing Units | 341 ( 4.6%) |
| Median Home Value | $580,415 |
| Average Home Value | $600,982 |
Housing Distribution
Address Breakdown
Residential
6,888
Single Family
4,380
Multi-Family
2,508
Businesses
429
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73591498
