12 SE 140th RdWarrensburgMO64093
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 12 SE 140th Rd, Warrensburg, MO, 64093 in Warrensburg. Priced at $345,000, it generates $3,055/mo in gross rent and $865/mo in net monthly cash flow, a 10.63% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,379. Five-year appreciation: $95,317. Equity from principal paydown: $3,177/yr. Total projected cumulative return: $186,765.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $865 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,055 |
| Total Monthly Debt Service | $2,053 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.37 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64093, Warrensburg, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,247 (100%) |
| Owner Occupied HU | 6,138 (50.1%) |
| Renter Occupied HU | 4,733 (38.6%) |
| Vacant Housing Units | 1,376 (11.2%) |
| Median Home Value | $257,724 |
| Average Home Value | $301,736 |
Housing Distribution
Address Breakdown
Residential
11,617
Single Family
11,197
Multi-Family
420
Businesses
1,012
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.37 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64093, Warrensburg, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,247 (100%) |
| Owner Occupied HU | 6,138 (50.1%) |
| Renter Occupied HU | 4,733 (38.6%) |
| Vacant Housing Units | 1,376 (11.2%) |
| Median Home Value | $257,724 |
| Average Home Value | $301,736 |
Housing Distribution
Address Breakdown
Residential
11,617
Single Family
11,197
Multi-Family
420
Businesses
1,012
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gerad Wombles • Exp Realty Llc
Mls Name: WCAR MO
Mls Provider:
Mls ID: #98546
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.