12 Saint James Row, Killingly, CT, 06239 | $32/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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12 Saint James Row, Killingly, CT, 06239 | $32/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Killingly at 12 Saint James Row, Killingly, CT, 06239 priced at $329,900 converts $2,274/mo rent into $32/mo cash flow after a $1,615/mo obligation. Total monthly income equals $2,274/mo, and annual cash flow totals $386/yr on $109,362 invested. Return on cash invested prints 20.26% in year one, and rental yield reads 8.27% against a $329,900 entry. Equity gained on principal adds $2,129/yr, while 5% annual appreciation compiles into $91,145 by year five. Five-year ROI reaches 105.56% and total cumulative return in cash sums $115,443. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,274/mo property income covering a $1,615/mo payment, not borrower’s personal income.

Multi Family

Built in 1917

5,662 sqft lot

$N/A/sqft

No HOA

More details about the property

Unlock the potential of this spacious, well-maintained townhome style two-family property, perfect for both investors and owner-occupants located at 12 Saint James Row! Each unit boasts nearly 1,200 sq. ft. of living space, featuring 3 bedrooms and 1 bath. Both tenants are month to month. Recent upgrades include painted exterior aluminum siding, replacement windows, along with updates to both units. Located in a convenient neighborhood near shopping, dining, schools, and major highways, this low-maintenance property is a fantastic investment or a great place to call home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 06239, Danielson, CT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,234 (100%)
Owner Occupied HU	3,286 (62.8%)
Renter Occupied HU	1,671 (31.9%)
Vacant Housing Units	277 ( 5.3%)
Median Home Value	$314,831
Average Home Value	$382,427