12 River Bank DrRoeblingNJ08554
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12 River Bank Dr, Roebling, NJ, 08554 in Roebling earns its strong cash-flow label: 11.01% yield, $3,073/mo rent, $685/mo net income, DSCR 2.04. The $335,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $92,554 by year five. Combined with $3,085/yr in principal paydown, total projected return reaches $172,513.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $685 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,073 |
| Total Monthly Debt Service | $2,255 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08554, Roebling, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,538 (100%) |
| Owner Occupied HU | 1,149 (74.7%) |
| Renter Occupied HU | 300 (19.5%) |
| Vacant Housing Units | 89 ( 5.8%) |
| Median Home Value | $349,731 |
| Average Home Value | $345,657 |
Housing Distribution
Address Breakdown
Residential
1,501
Single Family
1,458
Multi-Family
43
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08554, Roebling, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,538 (100%) |
| Owner Occupied HU | 1,149 (74.7%) |
| Renter Occupied HU | 300 (19.5%) |
| Vacant Housing Units | 89 ( 5.8%) |
| Median Home Value | $349,731 |
| Average Home Value | $345,657 |
Housing Distribution
Address Breakdown
Residential
1,501
Single Family
1,458
Multi-Family
43
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #NJBL2106690