12 Ridge Rd, Greenbelt, MD, 20770 | $1,022/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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12 Ridge Rd, Greenbelt, MD, 20770 | $1,022/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Greenbelt at 12 Ridge Rd, Greenbelt, MD, 20770 generates $3,012/mo in rent and, after a $1,566/mo payment, leaves $1,022/mo in cash flow. Total monthly income is $3,012/mo, and annual cash flow is $12,264/yr on $106,080 invested. Return on cash invested sits at 31.47% in year one, and rental yield is 11.29% on a $320,000 entry. Equity gained on principal adds $2,065/yr, while 5% annual appreciation builds toward $88,410 over five years. Five-year ROI reaches 164.86% and total cumulative return in cash sums $174,879. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,012/mo property income rather than buyer’s personal income.

Townhouse

Built in 1941

N/A lot

$N/A/sqft

No HOA

More details about the property

Beautiful 3 bedroom/ 2 bath (end unit) with addition adding 3rd bedroom or preferred living space to main level living. This move-in ready CO-OP offers a sense of single family living with 3 entrances, washer/ dryer, ductless mini-split, and full bath on main level. Enjoy double pane windows and storm doors throughout home and beautiful wood floors. Enjoy cozy evenings in your fully fenced yard, backing to trees for additional privacy. Old Greenbelt is known for walkability! Enjoy the convenience of a grocery store, restaurants, shops, doctors' offices, an arts center, farmers market, movie theater, pool, fitness center, library, sports fields, and Buddy Attick Lake, all less than a mile away through wooded pedestrian pathways. Metro bus and UMD shuttle stops only a short walk away, with the Greenbelt Metro Station only a few miles away. Dedicated parking spot directly in front of the unit. See ghi.coop for information about the community and how to become a member. Cash or conventional financing only, with GHI-approved lenders. Co-op fee includes PROPERTY TAXES, insurance, and major exterior and interior maintenance. Please cover or take off your shoes when entering the property!

Neighborhood Data

Neighborhood data shown for ZIP Code: 20770, Greenbelt, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,490 (100%)
Owner Occupied HU	4,749 (41.3%)
Renter Occupied HU	6,063 (52.8%)
Vacant Housing Units	678 ( 5.9%)
Median Home Value	$429,173
Average Home Value	$420,386