12 Onset St, Worcester, MA, 01604 | $761/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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12 Onset St, Worcester, MA, 01604 | $761/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Worcester at 12 Onset St, Worcester, MA, 01604 offers $4,100/mo rent that, after a $2,593/mo payment, leaves $761/mo cash flow. Total monthly income is $4,100/mo, and annual cash flow is $9,132/yr on $174,271 cash. Return on cash invested measures 25.3% in year one, and rental yield stands at 9.29% at a $529,700 entry. Equity gained on principal adds $3,418/yr while 5% annual appreciation compounds into $146,346 by year five. Five-year ROI records 131.9% and total cumulative return in cash reaches $229,868. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,100/mo property income versus a $2,593/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1900

0.41 Acres lot

$N/A/sqft

No HOA

More details about the property

Tucked away on a quiet dead-end street in Worcester, this delightful Cape-style home blends classic charm with modern updates. The sunlit family room welcomes you with a vaulted ceiling and a cozy fireplaceideal for unwinding or hosting lively gatherings. The galley-style kitchen features granite countertops, classic subway tile, and stainless steel appliances, while the dining room offers a warm, farmhouse vibe with a breakfast bar, built-in bench seating, and exposed beams. The great room and dining rm brand new luxury vinyl floors. On the main level, you'll find a spacious primary suite with a walk-in closet and private bath, along with a second full bath and a laundry room for added convenience. Upstairs offers three additional bedrooms and attic storage. Outside, enjoy the large, level yard complete with an above-ground pool, wide deck, patio area, storage shed, and plenty of off-street parking. Showings start at Open House Sunday August 10th from 11:30-1:00

Neighborhood Data

Neighborhood data shown for ZIP Code: 01604, Worcester, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,399 (100%)
Owner Occupied HU	7,277 (39.6%)
Renter Occupied HU	10,006 (54.4%)
Vacant Housing Units	1,116 ( 6.1%)
Median Home Value	$391,828
Average Home Value	$466,459