12 N Wopitty Ranch RdGibbonsvilleID83463
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play12 N Wopitty Ranch Rd, Gibbonsville, ID, 83463 in Gibbonsville is priced for appreciation, not yield. Rental yield 3.09%. At $1,099,900 with a 3.09% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $303,882 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.57) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $189,890.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.0% |
| Monthly Cash Flow | $(3,498) | $500 |
City averages based on Gibbonsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,830 |
| Total Monthly Debt Service | $5,890 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
7.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83463, Gibbonsville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 130 (100%) |
| Owner Occupied HU | 61 (46.9%) |
| Renter Occupied HU | 23 (17.7%) |
| Vacant Housing Units | 46 (35.4%) |
| Median Home Value | $395,833 |
| Average Home Value | $591,475 |
Housing Distribution
Address Breakdown
Residential
69
Single Family
69
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
7.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83463, Gibbonsville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 130 (100%) |
| Owner Occupied HU | 61 (46.9%) |
| Renter Occupied HU | 23 (17.7%) |
| Vacant Housing Units | 46 (35.4%) |
| Median Home Value | $395,833 |
| Average Home Value | $591,475 |
Housing Distribution
Address Breakdown
Residential
69
Single Family
69
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Nelson Group • Keller Williams Realty East Idaho
Mls Name: SRMLS
Mls Provider:
Mls ID: #2168634
Disclaimer: Copyright Snake River MLS. All rights reserved. Information is deemed reliable but not guaranteed.