12 Gerald DrMiddleboroMA02346
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe headline number at 12 Gerald Dr, Middleboro, MA, 02346 in Middleboro is the 1.94 coverage ratio: rent of $1,045/mo versus a $539/mo debt payment on a $119,900 property. Rental yield 10.46%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $33,126 by year five, with $1,104/yr in equity from paydown. Total projected cumulative return: $43,320.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.2% |
| Monthly Cash Flow | $(59) | $800 |
City averages based on Middleboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,045 |
| Total Monthly Debt Service | $1,056 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
N/A lot
$N/A/sqft
$348 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
N/A lot
$N/A/sqft
$348 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nichole Sliney Realty Team • Nichole Sliney Realty Team
Mls Name: MLS PIN
Mls ID: #73334405
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