12 Concord Pl, Havre De Grace, MD, 21078 | 4.39% Rental Yield

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12 Concord Pl, Havre De Grace, MD, 21078 | 4.39% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Havre De Grace at 12 Concord Pl, Havre De Grace, MD, 21078 at $750,000 posts ROI 10.72% with from $2,744/mo rent. Total monthly income equals $2,744/mo. Return on cash invested measures 10.72% and rental yield reads 4.39% at the current $750,000. Equity gained on principal adds $4,840/yr, and 5% annual appreciation supports $207,211 by year five. Five-year ROI prints 53.58% and total cumulative return in cash totals $132,198. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,744/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Townhouse

Built in 1987

980 sqft lot

$N/A/sqft

No HOA

More details about the property

Experience luxury without the upkeep in this beautifully updated waterfront townhome, nestled within an exclusive gated community of just 15 homes in the charming town of Havre de Grace. Offering breathtaking panoramic views of the Susquehanna River, this residence includes a private boat slip (20 x 45) for effortless access to the water perfect for boating, kayaking, or simply relaxing by the water. Located just blocks away from the Concord Point Lighthouse and downtown Havre De Grace, this home offers front-row access to local events, waterfront fireworks, sailboat races, boutique shopping, dining, and the charming small-town atmosphere that makes Havre de Grace such a beloved destination. Inside, refined craftsmanship meets modern convenience. The gourmet kitchen is a chefs dream, featuring a Wolf 6-burner gas range, Jenn-Air stainless steel appliances, under-cabinet lighting, a large center island with granite counters, and ample space for cooking and entertaining. Updated hardwood floors flow through the open-concept living areas, where a cozy gas fireplace and expansive windows bring warmth and water views to everyday life. Dual-level Trex decks on both sides of the home offer unmatched outdoor living and entertaining spaces. The luxurious owners suite boasts vaulted ceilings with skylights, a private deck, and a spa-like en suite bath with a spacious walk-in shower. The guest bedroom features a private balcony overlooking the water. A third-floor loft includes a full bath with shower/tub combo and can easily serve as a bedroom, home office, or creative studio all with stunning water views. Additional features include a natural gas tankless water heater, Hardie Board siding , and a two-car covered carport with a large attached storage shed. Enjoy peace of mind with low HOA fees, strong capital reserves, and well-managed community services. Located just minutes from I-95, Aberdeen Proving Ground (APG), and the Amtrak train station, this home offers seamless access to major cities, government and tech employers, schools, and international airports all while maintaining a quiet, water- oriented pace of life. Flood insurance is affordable and transferable to the new owner. This isnt just a home its a lifestyle of beauty, convenience, and year-round enjoyment.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694