12 Abby RdRockbridge BathsVA24473
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.55% gross rental yield, 12 Abby Rd, Rockbridge Baths, VA, 24473 in Rockbridge Baths is priced for capital growth, not immediate cash flow. The $380,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $104,987 by year five, with $3,500/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.03) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $110,634.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.2% |
| Monthly Cash Flow | $(515) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,757 |
| Total Monthly Debt Service | $2,120 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
6.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24473, Rockbridge Baths, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 589 (100%) |
| Owner Occupied HU | 369 (62.6%) |
| Renter Occupied HU | 79 (13.4%) |
| Vacant Housing Units | 141 (23.9%) |
| Median Home Value | $282,778 |
| Average Home Value | $373,293 |
Housing Distribution
Address Breakdown
Residential
412
Single Family
412
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
6.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24473, Rockbridge Baths, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 589 (100%) |
| Owner Occupied HU | 369 (62.6%) |
| Renter Occupied HU | 79 (13.4%) |
| Vacant Housing Units | 141 (23.9%) |
| Median Home Value | $282,778 |
| Average Home Value | $373,293 |
Housing Distribution
Address Breakdown
Residential
412
Single Family
412
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah Hugg Centorino • James Wm. Moore Real Estate Co.
Mls Name: Rockbridge Highlands REALTORS
Mls Provider:
Mls ID: #139204
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