12 1st St E, Culbertson, MT, 59218 | $584/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Culbertson at 12 1st St E, Culbertson, MT, 59218 with 5% annual appreciation on a $199,000 basis while $1,747/mo rent supports operations. Total monthly income totals $1,747/mo and a $974/mo payment preserves $584/mo for cash returns. Annual cash flow comes to $7,007/yr on $65,969 deployed, and return on cash invested reaches 30.53% in year one. Equity gained on principal adds $1,284/yr, and five-year appreciation sums $54,980 alongside rental yield of 10.53%. Five-year ROI measures 159.34% and total cumulative return in cash totals $105,114.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,747/mo property income versus a $974/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1910

4,791 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 59218, Culbertson, MT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	491 (100%)
Owner Occupied HU	285 (58.0%)
Renter Occupied HU	123 (25.1%)
Vacant Housing Units	83 (16.9%)
Median Home Value	$300,649
Average Home Value	$301,184