11B Park CirConynghamPA18219
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 11B Park Cir, Conyngham, PA, 18219 in Conyngham at $777,888, 4.97% gross yield, is a market-growth asset. Rental yield 4.97%. The $3,220/mo rent partially funds the $3,498/mo debt service; the core return is the 5%/yr price growth projected to add $214,916 over five years. Ziffy Mortgage's DSCR mortgage (0.92) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $175,362.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.2% |
| Monthly Cash Flow | $(1,878) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,220 |
| Total Monthly Debt Service | $4,788 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18219, Conyngham, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 182 (100%) |
| Owner Occupied HU | 133 (73.1%) |
| Renter Occupied HU | 45 (24.7%) |
| Vacant Housing Units | 4 ( 2.2%) |
| Median Home Value | $258,553 |
| Average Home Value | $261,429 |
Housing Distribution
Address Breakdown
Residential
644
Single Family
1
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18219, Conyngham, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 182 (100%) |
| Owner Occupied HU | 133 (73.1%) |
| Renter Occupied HU | 45 (24.7%) |
| Vacant Housing Units | 4 ( 2.2%) |
| Median Home Value | $258,553 |
| Average Home Value | $261,429 |
Housing Distribution
Address Breakdown
Residential
644
Single Family
1
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Santoroski • Lewith & Freeman, Mountaintop
Mls Name: Luzerne County AOR
Mls ID: #25-5636