11991 Riverstone Circle #12FHendersonCO80640
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 11991 Riverstone Circle #12F, Henderson, CO, 80640 in Henderson, $340,000, 8.59% gross yield, $48/mo net income. Consider it a market-entry position, the $2,435/mo rent covers the $1,529/mo payment with a margin, and 5%/yr appreciation is projected to add $93,936 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.59) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $157,571.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 7.0% |
| Monthly Cash Flow | $48 | $1,200 |
City averages based on Henderson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,435 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2008
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80640, Henderson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,878 (100%) |
| Owner Occupied HU | 3,109 (80.2%) |
| Renter Occupied HU | 639 (16.5%) |
| Vacant Housing Units | 130 ( 3.4%) |
| Median Home Value | $586,199 |
| Average Home Value | $609,834 |
Housing Distribution
Address Breakdown
Residential
4,426
Single Family
3,806
Multi-Family
620
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2008
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80640, Henderson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,878 (100%) |
| Owner Occupied HU | 3,109 (80.2%) |
| Renter Occupied HU | 639 (16.5%) |
| Vacant Housing Units | 130 ( 3.4%) |
| Median Home Value | $586,199 |
| Average Home Value | $609,834 |
Housing Distribution
Address Breakdown
Residential
4,426
Single Family
3,806
Multi-Family
620
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices