1199 Hoods Mill RdCooksvilleMD21723
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1199 Hoods Mill Rd, Cooksville, MD, 21723 in Cooksville at $1,549,000, 4.07% gross yield, is a market-growth asset. Rental yield 4.07%. The $5,254/mo rent partially funds the $6,965/mo debt service; the core return is the 5%/yr price growth projected to add $427,960 over five years. Ziffy Mortgage's DSCR mortgage (0.75) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $305,719.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.5% |
| Monthly Cash Flow | $(4,380) | $300 |
City averages based on Cooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,254 |
| Total Monthly Debt Service | $9,018 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
3.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21723, Cooksville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 272 (100%) |
| Owner Occupied HU | 246 (90.4%) |
| Renter Occupied HU | 15 ( 5.5%) |
| Vacant Housing Units | 11 ( 4.0%) |
| Median Home Value | $907,787 |
| Average Home Value | $952,337 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
327
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
3.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21723, Cooksville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 272 (100%) |
| Owner Occupied HU | 246 (90.4%) |
| Renter Occupied HU | 15 ( 5.5%) |
| Vacant Housing Units | 11 ( 4.0%) |
| Median Home Value | $907,787 |
| Average Home Value | $952,337 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
327
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Muren • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDHW2062142