11971 S Hildebrandt RdSawyerMI49125
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Sawyer at 11971 S Hildebrandt Rd, Sawyer, MI, 49125 projects strong ROI of -1.78%. Rental yield 1.01%. With 5% annual appreciation, the property builds $661,694 in value over five years. Equity growth combined delivers a projected five-year ROI of 3.85%, translating into $26,051 in total cumulative return on $676,588 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1% | 5.4% |
| Monthly Cash Flow | $(13,774) | $350 |
City averages based on Sawyer market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,020 |
| Total Monthly Debt Service | $14,841 |
| DSCR Ratio | 0.14x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
18.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49125, Sawyer, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,885 (100%) |
| Owner Occupied HU | 1,007 (53.4%) |
| Renter Occupied HU | 139 ( 7.4%) |
| Vacant Housing Units | 739 (39.2%) |
| Median Home Value | $318,411 |
| Average Home Value | $381,279 |
Housing Distribution
Address Breakdown
Residential
1,124
Single Family
757
Multi-Family
367
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
18.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49125, Sawyer, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,885 (100%) |
| Owner Occupied HU | 1,007 (53.4%) |
| Renter Occupied HU | 139 ( 7.4%) |
| Vacant Housing Units | 739 (39.2%) |
| Median Home Value | $318,411 |
| Average Home Value | $381,279 |
Housing Distribution
Address Breakdown
Residential
1,124
Single Family
757
Multi-Family
367
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices