11970 Montana Ave APT 308Los AngelesCA90049
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Los Angeles rental at 11970 Montana Ave APT 308, Los Angeles, CA, 90049 sits in the solid-income band: 9.56% gross yield, $5,971/mo rent, $287/mo net after the $3,372/mo debt service, DSCR 1.77. Entry price of $749,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $207,184 and $6,907/yr in principal reduction bring total cumulative return to $307,316.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 4.1% |
| Monthly Cash Flow | $287 | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,971 |
| Total Monthly Debt Service | $5,386 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1964
0.90 Acres lot
$N/A/sqft
$800 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90049, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,355 (100%) |
| Owner Occupied HU | 8,829 (48.1%) |
| Renter Occupied HU | 8,196 (44.7%) |
| Vacant Housing Units | 1,330 ( 7.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,855,643 |
Housing Distribution
Address Breakdown
Residential
18,141
Single Family
8,581
Multi-Family
9,560
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1964
0.90 Acres lot
$N/A/sqft
$800 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90049, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,355 (100%) |
| Owner Occupied HU | 8,829 (48.1%) |
| Renter Occupied HU | 8,196 (44.7%) |
| Vacant Housing Units | 1,330 ( 7.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,855,643 |
Housing Distribution
Address Breakdown
Residential
18,141
Single Family
8,581
Multi-Family
9,560
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices