11965 Cotton Cir, Mc Calla, AL, 35111 | 6.44% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Mc Calla at 11965 Cotton Cir, Mc Calla, AL, 35111 generates $3,220/mo in rent, after a $2,937/mo payment. Total monthly income is $3,220/mo. Return on cash invested sits at 19.05% in year one, and rental yield is 6.44% on a $599,999 entry. Equity gained on principal adds $3,872/yr, while 5% annual appreciation builds toward $165,769 over five years. Five-year ROI reaches 97.45% and total cumulative return in cash sums $192,359. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,220/mo property income rather than buyer’s personal income.

Single Family

Built in 1991

3 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35111, Mc Calla, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,079 (100%)
Owner Occupied HU	6,659 (82.4%)
Renter Occupied HU	881 (10.9%)
Vacant Housing Units	539 ( 6.7%)
Median Home Value	$291,463
Average Home Value	$316,877