11960 Flour Mill StKennedyvilleMD21645
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow11960 Flour Mill St, Kennedyville, MD, 21645 in Kennedyville earns its strong cash-flow label: 10.96% yield, $3,977/mo rent, $1,249/mo net income, DSCR 2.03. The $435,600 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $120,348 by year five. Combined with $4,012/yr in principal paydown, total projected return reaches $245,652.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $1,249 | $1,200 |
City averages based on Kennedyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,977 |
| Total Monthly Debt Service | $2,555 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
0.28 Acres lot
$N/A/sqft
$19 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21645, Kennedyville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 569 (100%) |
| Owner Occupied HU | 273 (48.0%) |
| Renter Occupied HU | 79 (13.9%) |
| Vacant Housing Units | 217 (38.1%) |
| Median Home Value | $427,632 |
| Average Home Value | $667,335 |
Housing Distribution
Address Breakdown
Residential
513
Single Family
513
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
0.28 Acres lot
$N/A/sqft
$19 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21645, Kennedyville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 569 (100%) |
| Owner Occupied HU | 273 (48.0%) |
| Renter Occupied HU | 79 (13.9%) |
| Vacant Housing Units | 217 (38.1%) |
| Median Home Value | $427,632 |
| Average Home Value | $667,335 |
Housing Distribution
Address Breakdown
Residential
513
Single Family
513
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A