1195 Eiker RdKnoxvilleIL61448
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1195 Eiker Rd, Knoxville, IL, 61448 in Knoxville earns a 9.45% gross yield at $230,000. Rent of $1,812/mo nets $217/mo after the $1,034/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $63,545 and $2,118/yr in equity accumulation project a total cumulative return of $101,938.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $217 | $350 |
City averages based on Knoxville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,812 |
| Total Monthly Debt Service | $1,504 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
2.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61448, Knoxville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,702 (100%) |
| Owner Occupied HU | 1,292 (75.9%) |
| Renter Occupied HU | 274 (16.1%) |
| Vacant Housing Units | 136 ( 8.0%) |
| Median Home Value | $156,782 |
| Average Home Value | $243,349 |
Housing Distribution
Address Breakdown
Residential
1,568
Single Family
1,561
Multi-Family
7
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
2.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61448, Knoxville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,702 (100%) |
| Owner Occupied HU | 1,292 (75.9%) |
| Renter Occupied HU | 274 (16.1%) |
| Vacant Housing Units | 136 ( 8.0%) |
| Median Home Value | $156,782 |
| Average Home Value | $243,349 |
Housing Distribution
Address Breakdown
Residential
1,568
Single Family
1,561
Multi-Family
7
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices