1195 County Road 55Camp HillAL36850
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Camp Hill rentals match the income profile of 1195 County Road 55, Camp Hill, AL, 36850. Listed at $120,000, gross rent is $1,183/mo and net cash flow is $506/mo, a 11.83% yield well above national averages. DSCR 2.19 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $33,154 by year five with $1,105/yr in annual principal reduction, projecting $77,733 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $506 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,183 |
| Total Monthly Debt Service | $630 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36850, Camp Hill, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 816 (60.8%) |
| Renter Occupied HU | 305 (22.7%) |
| Vacant Housing Units | 222 (16.5%) |
| Median Home Value | $107,443 |
| Average Home Value | $201,452 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36850, Camp Hill, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 816 (60.8%) |
| Renter Occupied HU | 305 (22.7%) |
| Vacant Housing Units | 222 (16.5%) |
| Median Home Value | $107,443 |
| Average Home Value | $201,452 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: REGENIA MANGRAM • IVY LEAGUE REALTY
Mls Name: LCMLS
Mls ID: #175929
Disclaimer: The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Lee County Association of REALTORS. Information is deemed reliable but is not guaranteed.