1195 Bethelridge RdBethelridgeKY42516
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1195 Bethelridge Rd, Bethelridge, KY, 42516 in Bethelridge: $1,655/mo in rent, $621/mo net, 11.69% gross yield, all on a $169,900 acquisition. The 2.06 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $46,940 in value, and $1,424/yr in principal paydown steadily builds equity. Projected total cumulative return: $101,161.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.1% |
| Monthly Cash Flow | $621 | $650 |
City averages based on Bethelridge market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,655 |
| Total Monthly Debt Service | $1,008 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42516, Bethelridge, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 129 (100%) |
| Owner Occupied HU | 94 (72.9%) |
| Renter Occupied HU | 25 (19.4%) |
| Vacant Housing Units | 10 ( 7.8%) |
| Median Home Value | $186,111 |
| Average Home Value | $200,878 |
Housing Distribution
Address Breakdown
Residential
221
Single Family
221
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #26023676
