11923 SW Loop TerArcadiaFL34269
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play11923 SW Loop Ter, Arcadia, FL, 34269 in Arcadia is priced for appreciation, not yield. Rental yield 4.35%. At $215,000 with a 4.35% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $59,401 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.81) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $40,336.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 7.0% |
| Monthly Cash Flow | $(647) | $150 |
City averages based on Arcadia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $780 |
| Total Monthly Debt Service | $1,341 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34269, Arcadia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,629 (100%) |
| Owner Occupied HU | 2,165 (59.7%) |
| Renter Occupied HU | 205 ( 5.6%) |
| Vacant Housing Units | 1,259 (34.7%) |
| Median Home Value | $228,496 |
| Average Home Value | $267,268 |
Housing Distribution
Address Breakdown
Residential
2,688
Single Family
2,476
Multi-Family
212
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34269, Arcadia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,629 (100%) |
| Owner Occupied HU | 2,165 (59.7%) |
| Renter Occupied HU | 205 ( 5.6%) |
| Vacant Housing Units | 1,259 (34.7%) |
| Median Home Value | $228,496 |
| Average Home Value | $267,268 |
Housing Distribution
Address Breakdown
Residential
2,688
Single Family
2,476
Multi-Family
212
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices