1192 Choctaw Ridge DrHolts SummitMO65043
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1192 Choctaw Ridge Dr, Holts Summit, MO, 65043 in Holts Summit is a top-tier cash-flow asset. At $360,000 it produces $3,073/mo in rent and $831/mo in net monthly income, a 10.24% gross rental yield. The DSCR of 1.90 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,974. Five-year appreciation adds $99,461, driving a total cumulative return of $190,023.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $831 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,073 |
| Total Monthly Debt Service | $2,099 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65043, Holts Summit, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,372 (100%) |
| Owner Occupied HU | 3,186 (72.9%) |
| Renter Occupied HU | 905 (20.7%) |
| Vacant Housing Units | 281 ( 6.4%) |
| Median Home Value | $236,824 |
| Average Home Value | $259,257 |
Housing Distribution
Address Breakdown
Residential
4,264
Single Family
4,264
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65043, Holts Summit, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,372 (100%) |
| Owner Occupied HU | 3,186 (72.9%) |
| Renter Occupied HU | 905 (20.7%) |
| Vacant Housing Units | 281 ( 6.4%) |
| Median Home Value | $236,824 |
| Average Home Value | $259,257 |
Housing Distribution
Address Breakdown
Residential
4,264
Single Family
4,264
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: JCMLS
Mls ID: #10073062