119 Yellow Birch Way #8HarlemGA30814
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 119 Yellow Birch Way #8, Harlem, GA, 30814 in Harlem. Priced at $315,900, it generates $3,838/mo in gross rent and $1,882/mo in net monthly cash flow, a 14.58% yield that comfortably supports the 2.70 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $22,580. Five-year appreciation: $87,277. Equity from principal paydown: $2,909/yr. Total projected cumulative return: $240,953.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.5% |
| Monthly Cash Flow | $1,882 | $450 |
City averages based on Harlem market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,838 |
| Total Monthly Debt Service | $1,830 |
| DSCR Ratio | 2.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
10,018 sqft lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30814, Harlem, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,113 (100%) |
| Owner Occupied HU | 3,169 (77.0%) |
| Renter Occupied HU | 709 (17.2%) |
| Vacant Housing Units | 235 ( 5.7%) |
| Median Home Value | $322,684 |
| Average Home Value | $324,520 |
Housing Distribution
Address Breakdown
Residential
3,776
Single Family
3,776
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
10,018 sqft lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30814, Harlem, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,113 (100%) |
| Owner Occupied HU | 3,169 (77.0%) |
| Renter Occupied HU | 709 (17.2%) |
| Vacant Housing Units | 235 ( 5.7%) |
| Median Home Value | $322,684 |
| Average Home Value | $324,520 |
Housing Distribution
Address Breakdown
Residential
3,776
Single Family
3,776
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices